Watch Us Work Hard To Find Your Perfect Home.
Pass The Patience Please. -TIME LINES & COMFORT ZONES
Everyone has their own pace when home hunting. Sometimes the perfect property jumps up in a few days and sometimes it will takes weeks or months. Everyone is different in what they want and how much time they need to make their final selection. As real estate doctors we are very patient with our patients. And you will love our bedside manners. While at your side each step of the way, The RUSSBAILIE Team will make the process of purchasing a home easier, safer, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.
We will help position you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details that require attending until the actual purchase. Russ Bailie, Jim McNeil and Janette Joiner have assisted a few thousand people since 1987 to search and find their 'RealDeal'. Let us show you the "write" way home as we take care of the legal details. YOU DON'T PAY COMMISSION when a selling incentive is offered through the MLS. We offer free moving boxes, closing gift, address change cards, garage sale signs and our"Client for Life Benefits' Program".
As one of the top Re/Max Realtor teams in Chilliwack with over 150 properties SOLD in 2004, we are always familiar with the current homes on the market, and know neighborhood values well. The RUSSBAILIE Team will help you determine which properties are fairly priced and in good condition. We also provide you with daily MLS updates on new listings fitting your personal requirements from the internet via a new savy program designed to keep our Buyers current during this very dynamic market.
Your First Step?FIGURE OUT WHAT YOU WANT
Before you go too far, go get a pen and paper and a notepad that you will keep throughout your home search. As you actually write the following criteria down, you will get very clear on the what, where, who, how and why of your home search. Your first step to buying a home is to first ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home with less yard work or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home. Look at this as your starting point. It is okay to modify things later.
Your Next Step? MORTGAGE QUALIFICATION
Once you have addressed the above needs, your next step in the purchasing process is to get pre-approved with a mortgage company. This can be done over the phone or even online in a matter of minutes. It is very important as well because you can then get your interest rate frozen for 90 days. You are protected against any interest rate increases and will still get the better rate if rates go down. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. Again you don't pay. These masters of finance get paid by the financial institution who is lucky enough to get your business and your broker also ensures you receive the best interest rate and terms because he works for you. Get this done right away!
Let The Games Begin! TIME TO SHOP TILL YOU DROP
This is when it gets fun. Still, remember to enjoy the process. We often get clients who are afraid to bother us too often or that they may be taking too long and we might be getting frustrated. Goodness, this is what we do. Pass The Patience Please. It is okay to buy the first day out, but it is also best to wait and keep shopping if you cannot find a home with a high percentage of the things you have on your wish list. We want you to be very satisfied with your new home. So now, all your planning and anticipationof seeking out your new improved life is finally so close you can almost taste it. It doesn't matter if it's your first or fifth home. It makes no difference if it is a $100K starter, a $180K investment or a $350K new home. Getting your "new" home is just as exciting any way you size it. What is important is that we help you no matter how long it takes or how many homes you need look at to find that property that is just right for you. We want to be "Your Friends In Deed For Life", not just one sale. Your satisfaction with our service is paramount in our receiving your future business and that of your friends and relatives. We Love Referrals. You can count on the service The RUSSBAILIE Team will give you and you can take that value to the bank. Drop us an e-mail below and we will get a move on for you.
